FCN Bank

Review, Rates and contact information

About

FCN Bank, originally known as the “”Franklin County National Bank,”” began its operations on January 2, 1901, marking the first business day of the 20th century. The initial capital of $25,000 was raised by selling 250 shares of stock at $100 each. In its inaugural year, the bank recorded net earnings of $1,160.97, setting the stage for a series of profitable years. The original location of the bank was at 517 Main Street, known to many Brookville residents as the Poppers Building. The bank occupied the right-hand side of the building. In 1913, the present main bank building was constructed at 501 Main Street, though construction faced delays due to the Great Flood of 1913. During this time, the back of the bank housed the Brookville American newspaper. As technology advanced, FCN Bank expanded its operations. In 1993, the bank acquired its first expansion branch in Everton, Indiana, followed by the construction of a new branch in Batesville, Indiana, in 1998. In 2003, FCN Bank purchased another branch in Sunman, Indiana, and in 2007, it ventured across state lines to establish a branch in Harrison, Ohio. In May 2020, Dearborn Savings Bank in Lawrenceburg merged with and into FCN Bank, creating the largest community bank headquartered in southeastern Indiana. The main branch of FCN Bank remains in the original building constructed in 1913. FCN Bank consists of its main headquarters and five additional branches, employing approximately 100 people and continuing to grow.

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Offered Loan Program Types

SBA, Land Loan, New Construction/Ground-Up Construction, Long Term Rental 1-4 Units, Permanent/Long Term

Property Types

Land, Retail, Office, Industrial, Residential (1-4 units), Multi-Family

Loan Amount

$30K - $30M

Time to close

30-60 days

Primary Areas Served

IN OH

Max LTV

85%

Origination Fee

1.00%

Specialty

Rural Area/Agricultural

recently closed deals

Loan date

Loan Amount

Property Subtype

Address

ZIP

8/17/2023
$206,780
Residential
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Loan date

8/17/2023

Loan Amount

$206,780

Property Subtype

Residential

Address

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8/15/2023
$108,640
Residential
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Loan date

8/15/2023

Loan Amount

$108,640

Property Subtype

Residential

Address

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8/14/2023
$149,870
Residential
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Loan date

8/14/2023

Loan Amount

$149,870

Property Subtype

Residential

Address

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8/14/2023
$670,500
Residential
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Loan date

8/14/2023

Loan Amount

$670,500

Property Subtype

Residential

Address

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8/10/2023
$200,000
Condominium
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Loan date

8/10/2023

Loan Amount

$200,000

Property Subtype

Condominium

Address

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8/8/2023
$208,000
Residential
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Loan date

8/8/2023

Loan Amount

$208,000

Property Subtype

Residential

Address

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8/8/2023
$546,500
Single Family Residence
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Loan date

8/8/2023

Loan Amount

$546,500

Property Subtype

Single Family Residence

Address

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8/4/2023
$247,350
Residential
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Loan date

8/4/2023

Loan Amount

$247,350

Property Subtype

Residential

Address

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8/3/2023
$190,000
Condominium
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Loan date

8/3/2023

Loan Amount

$190,000

Property Subtype

Condominium

Address

***** **** **
8/3/2023
$440,300
Single Family Residence
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Loan date

8/3/2023

Loan Amount

$440,300

Property Subtype

Single Family Residence

Address

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8/1/2023
$193,907
Residential
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Loan date

8/1/2023

Loan Amount

$193,907

Property Subtype

Residential

Address

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8/1/2023
$560,000
Residential
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Loan date

8/1/2023

Loan Amount

$560,000

Property Subtype

Residential

Address

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7/26/2166
$675,143
Industrial
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Loan date

7/26/2166

Loan Amount

$675,143

Property Subtype

Industrial

Address

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