Combined Loan-to-Value Ratio (CLTV) Definition
Kiah Treece
CLTV allows lenders to analyze a loan based on all of the borrower’s liabilities and debt obligations against a specific property—not just the first, or
CLTV allows lenders to analyze a loan based on all of the borrower’s liabilities and debt obligations against a specific property—not just the first, or
Yield maintenance is used by lenders to recoup the interest income they lose when a borrower pays off a loan early. This guarantees the lender
Mortgage applications falling, creating more demand for rental properties. With rates lately rising, the real estate market is slowing, most notably for residential properties. As
Financing a fourplex construction can be difficult, but there are a variety of loan options available to help get the job done. Take time to
Multifamily loans let real estate investors buy multiunit residential buildings and complexes. The four main types of multifamily commercial real estate loans are conventional, government-backed,
If you’re planning to develop a new apartment building or complex, a new construction apartment loan can help you access the funds you need to
If you’re looking to invest in real estate, consider purchasing an apartment complex. Not only can owning an apartment complex provide a steady stream of
The debt service coverage ratio is a financial ratio that can be used to measure a company’s ability to repay its debts. The ratio is
GRM is a simple way to estimate the value of an income-producing property, because it measures the number of years required for a property to
Debt yield lets commercial real estate lenders determine the risk posed by a loan based on how quickly it could recoup its losses in case
© 2025 LoanBase Technologies Inc. All Rights Reserved.
