Bell is the largest family- and employee-owned bank in the upper Midwest, and one of the largest in the nation, with assets exceeding $13 billion. The bank’s success is attributed to its many loyal customers who have contributed to its growth and opportunities. Since its establishment in 1966 with a single location in a north Fargo shopping center, Bell has grown beyond the founders’ initial expectations. The organization has consistently prioritized having contented employees and satisfied customers. Core values, including creating a family atmosphere, treating customers well, and contributing to the community’s betterment, form the foundation of Bell’s operations. Thomas “Buck” Snortland, a founder of State Bank of Fargo, played a pivotal role in shaping the company’s employee- and customer-friendly culture. The Snortland family has been significant shareholders since the bank’s inception. Buck’s son, Thomas “Mickey” Snortland, served as a dedicated board member for four decades, emphasizing the importance of “Happy Employees! Happy Customers!” His passing in 2013 led to his wife, Julie, joining the holding company board of directors. Mickey’s sister, Laura Snortland Fairfield, is also a major shareholder and has served as a longtime holding company board member.