Citizens National Bank MS

Review, Rates and contact information

About

Citizens National Bank has a rich history that spans 135 years, making it one of the oldest banks in Mississippi. Established on March 6, 1888, with a handwritten charter granted by the Mississippi Legislature, the bank initially operated as Citizens Savings Bank with humble beginnings in a store on a dirt street in downtown Meridian. Throughout its history, Citizens National Bank has demonstrated steady growth and expansion. The bank moved into a newly constructed seven-story building at 512 Twenty-Second Avenue in 1912, where it operated for approximately 50 years. In the early 1960s, this building was demolished to make way for the current CNB building, completed in 1967. Today, Citizens National Bank stands as one of the largest community banks in Mississippi, with over $1.7 billion in assets. It also manages an additional $1.6 billion in its Wealth Management Division. The bank has achieved its growth organically, focusing on building relationships and serving its valued customers, embodying a commitment to stability and security.

3 contacts were found in LoanBase's database

Offered Loan Program Types

New Construction/Ground-Up Construction, Permanent/Long Term, Long Term Rental 1-4 Units

Property Types

Residential (1-4 units), Multi-Family, Retail, Office, Industrial

Loan Amount

$75K - $15M

Time to close

30-60 days

Primary Areas Served

MS LA AL

Max LTV

65%

Origination Fee

1.00%

Specialty

SFR, Mixed-use

recently closed deals

Loan date

Loan Amount

Property Subtype

Address

ZIP

8/17/2023
$206,780
Residential
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Loan date

8/17/2023

Loan Amount

$206,780

Property Subtype

Residential

Address

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To view all recent closed deals with full address

8/15/2023
$108,640
Residential
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Loan date

8/15/2023

Loan Amount

$108,640

Property Subtype

Residential

Address

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8/14/2023
$149,870
Residential
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Loan date

8/14/2023

Loan Amount

$149,870

Property Subtype

Residential

Address

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8/14/2023
$670,500
Residential
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Loan date

8/14/2023

Loan Amount

$670,500

Property Subtype

Residential

Address

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8/10/2023
$200,000
Condominium
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Loan date

8/10/2023

Loan Amount

$200,000

Property Subtype

Condominium

Address

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8/8/2023
$208,000
Residential
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Loan date

8/8/2023

Loan Amount

$208,000

Property Subtype

Residential

Address

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8/8/2023
$546,500
Single Family Residence
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Loan date

8/8/2023

Loan Amount

$546,500

Property Subtype

Single Family Residence

Address

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8/4/2023
$247,350
Residential
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Loan date

8/4/2023

Loan Amount

$247,350

Property Subtype

Residential

Address

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8/3/2023
$190,000
Condominium
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Loan date

8/3/2023

Loan Amount

$190,000

Property Subtype

Condominium

Address

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8/3/2023
$440,300
Single Family Residence
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Loan date

8/3/2023

Loan Amount

$440,300

Property Subtype

Single Family Residence

Address

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8/1/2023
$193,907
Residential
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Loan date

8/1/2023

Loan Amount

$193,907

Property Subtype

Residential

Address

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8/1/2023
$560,000
Residential
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Loan date

8/1/2023

Loan Amount

$560,000

Property Subtype

Residential

Address

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7/26/2120
$675,097
Industrial
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Loan date

7/26/2120

Loan Amount

$675,097

Property Subtype

Industrial

Address

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