First Carolina Bank

Review, Rates and contact information

First Carolina Bank

About

First Carolina Bank, headquartered in Rocky Mount, NC, serves the Carolinas, Georgia, and Virginia with nine branches in key locations including Atlanta, Cary, Columbia, Greenville, Raleigh, Reidsville, Wilmington, and Virginia Beach. Recognized for its exceptional asset quality, tangible common equity, and efficiency ratio, First Carolina Bank ranks in the top 1% nationwide. It also holds the distinction of being the fastest-growing bank organically over the five-year period ending in December 2020. In 2021, First Carolina Bank was ranked no. 31 among the top 100 US community banks with less than $3 billion in assets by S&P Global Market Intelligence, standing out as the only North Carolina bank on the list. Established as a full-service institution, First Carolina Bank offers comprehensive financial solutions for individuals and businesses, including wealth management services through its trust division, First Carolina Wealth, and a strategic partnership with Capital Investment Companies in Raleigh. With a commitment to technological innovation and personalized service, First Carolina Bank caters to clients’ preferences for electronic transactions while also providing high-touch personal service in their homes or offices. Driven by a focus on community engagement, First Carolina Bank prioritizes building extensive relationships by hiring highly capable, experienced, and personable personnel dedicated to serving the needs of its customers and communities.

6 contacts were found in LoanBase's database

Offered Loan Program Types

New Construction/Ground-Up Construction, Permanent/Long Term

Property Types

Retail, Office, Industrial, Multi-Family

Loan Amount

$150K - $15M

Time to close

30-60 days

Primary Areas Served

NC

Max LTV

70%

Origination Fee

1.00%

Specialty

Mixed-use

recently closed deals

Loan date

Loan Amount

Property Subtype

Address

ZIP

8/17/2023
$206,780
Residential
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Loan date

8/17/2023

Loan Amount

$206,780

Property Subtype

Residential

Address

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To view all recent closed deals with full address

8/15/2023
$108,640
Residential
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Loan date

8/15/2023

Loan Amount

$108,640

Property Subtype

Residential

Address

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8/14/2023
$149,870
Residential
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Loan date

8/14/2023

Loan Amount

$149,870

Property Subtype

Residential

Address

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8/14/2023
$670,500
Residential
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Loan date

8/14/2023

Loan Amount

$670,500

Property Subtype

Residential

Address

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8/10/2023
$200,000
Condominium
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Loan date

8/10/2023

Loan Amount

$200,000

Property Subtype

Condominium

Address

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8/8/2023
$208,000
Residential
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Loan date

8/8/2023

Loan Amount

$208,000

Property Subtype

Residential

Address

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8/8/2023
$546,500
Single Family Residence
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Loan date

8/8/2023

Loan Amount

$546,500

Property Subtype

Single Family Residence

Address

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8/4/2023
$247,350
Residential
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Loan date

8/4/2023

Loan Amount

$247,350

Property Subtype

Residential

Address

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8/3/2023
$190,000
Condominium
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Loan date

8/3/2023

Loan Amount

$190,000

Property Subtype

Condominium

Address

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8/3/2023
$440,300
Single Family Residence
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Loan date

8/3/2023

Loan Amount

$440,300

Property Subtype

Single Family Residence

Address

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8/1/2023
$193,907
Residential
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Loan date

8/1/2023

Loan Amount

$193,907

Property Subtype

Residential

Address

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8/1/2023
$560,000
Residential
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Loan date

8/1/2023

Loan Amount

$560,000

Property Subtype

Residential

Address

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7/26/2223
$675,200
Industrial
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Loan date

7/26/2223

Loan Amount

$675,200

Property Subtype

Industrial

Address

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