In 1910, a group of Dixon residents recognized the need for better banking services and took matters into their own hands. Embracing the independent spirit of their farming community, they founded Northern Solano Bank, a state-chartered savings bank backed entirely by local capital. Opening its doors just twelve days after organization, Northern Solano Bank initially operated in a remodeled ice cream parlor.

Within a year, the bank acquired property at North First and B Streets, constructing a new building and relocating in May 1911. Over the next 43 years, Northern Solano Savings Bank and the First National Bank of Dixon, a commercial bank, coexisted under the same roof, with shared management, shareholders, and board of directors. In 1962, deposits had grown to $7,700,000, leading to the construction of a new state-of-the-art facility in June 1963.

On January 1, 1980, the bank relinquished its Federal Charter to reduce Federal Reserve requirements and operate with higher lending limits. Simultaneously, the institution’s name changed to First Northern Bank of Dixon, maintaining continuity in management, directorship, and shareholders while adapting to the evolving financial landscape. The bank continues to serve the Dixon community from its established state-of-the-art facility.