Old Point, which commenced operations in January 1923, had its humble beginnings at a counter inside Cooper’s Confectionary store in the Phoebus section of Hampton. Founded by a local doctor, a seafood dealer, and a merchant who shared a deep concern for their community, Old Point Bank was established with the belief that it would play a crucial role in supporting the residents and businesses of the area. The founders, demonstrating their commitment to being a steadfast and trusted resource in all economic conditions, named the bank after the Old Point Comfort lighthouse. This choice of name signified their dedication to providing unwavering support to the community and acting as a beacon of stability and trust for the people they served.