At Plains Commerce, we embody the characteristics of a community bank, as outlined by the FDIC. A community bank, by definition, offers traditional banking services to local businesses and customers. One distinguishing feature is that community banks keep loans and core deposits close to home. In contrast to larger banks, our credit decisions are rooted in local knowledge and long-term relationships. As a community bank, we are dedicated to serving the needs of our local businesses and customers, fostering lasting connections within the communities we serve.