Southern Michigan Bank & Trust

Review, Rates and contact information

About

At Southern Michigan Bank & Trust, it is our mission to build trusting relationships with customers by providing friendly, personal financial services. In 1871, nine men began organizing what is now known as Southern Michigan Bank & Trust. The bank had its beginnings in Coldwater, the Branch County seat.

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Offered Loan Program Types

Property Types

Loan Amount

$150K - $8M

Time to close

30-60 days

Primary Areas Served

MI

Max LTV

85% (SBA), 65% (CRE)

Origination Fee

0.75%

Specialty

Rural Area/Agricultural

recently closed deals

Loan date

Loan Amount

Property Subtype

Address

ZIP

8/17/2023

$206,780

Residential

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Loan date

8/17/2023

Loan Amount

$206,780

Property Subtype

Residential

Address

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Sign up to view all recent closed deals with full address

8/15/2023

$108,640

Residential

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Loan date

8/15/2023

Loan Amount

$108,640

Property Subtype

Residential

Address

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8/14/2023

$149,870

Residential

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Loan date

8/14/2023

Loan Amount

$149,870

Property Subtype

Residential

Address

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8/14/2023

$670,500

Residential

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Loan date

8/14/2023

Loan Amount

$670,500

Property Subtype

Residential

Address

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8/10/2023

$200,000

Condominium

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Loan date

8/10/2023

Loan Amount

$200,000

Property Subtype

Condominium

Address

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8/8/2023

$208,000

Residential

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Loan date

8/8/2023

Loan Amount

$208,000

Property Subtype

Residential

Address

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8/8/2023

$546,500

Single Family Residence

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Loan date

8/8/2023

Loan Amount

$546,500

Property Subtype

Single Family Residence

Address

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8/4/2023

$247,350

Residential

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Loan date

8/4/2023

Loan Amount

$247,350

Property Subtype

Residential

Address

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8/3/2023

$190,000

Condominium

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Loan date

8/3/2023

Loan Amount

$190,000

Property Subtype

Condominium

Address

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8/3/2023

$440,300

Single Family Residence

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Loan date

8/3/2023

Loan Amount

$440,300

Property Subtype

Single Family Residence

Address

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8/1/2023

$193,907

Residential

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Loan date

8/1/2023

Loan Amount

$193,907

Property Subtype

Residential

Address

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8/1/2023

$560,000

Residential

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Loan date

8/1/2023

Loan Amount

$560,000

Property Subtype

Residential

Address

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7/26/2095

$675,072

Industrial

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Loan date

7/26/2095

Loan Amount

$675,072

Property Subtype

Industrial

Address

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