The Naftzger family’s prominence in the Wichita financial community began in 1886 when L. S. Naftzger sold his banking business in Warsaw, Missouri to come to Wichita, a booming “Cow Town”. Heralded far and wide was the fact that from June 1886 to June 1887, ten million dollars had been spent on improvements in Wichita. Twenty-six hundred buildings had been erected and in that year the population jumped from 20,129 to 31,760. At the end of this year, there were six banks in Wichita. In this dramatic period of growth, L. S. Naftzger opened a law office at 414 East Douglas. Besides practicing law, Mr. Naftzger purchased shares in The Fourth National Bank (now Bank of America) and ultimately became President of The Fourth National Bank in 1892, a position he held for 18 years. In 1910 Mr. Naftzger and his sons M.C. (Clif) and Fred D. sold their banking interests at the Fourth, until in 1915 they organized and became the principal officers of the Southwest State Bank after being granted the original bank charter on March 15, 1915 to do business as Southwest State Bank. After eight years of operation, Southwest State Bank received authority to expand its operation as a national bank and Southwest National Bank came to be.