Zeal Credit Union is pleased to have received ratings that indicate we are among the safest credit unions in the nation. Bauer Financial, Inc. has been analyzing and reporting on the financial condition of the nation’s banking industry since 1983. We have been rated as a five star institution by Bauer Financial which is the highest rating they offer. We have been awarded a SUPERIOR financial rating by IDC Financial Publishing, Inc. IDC Financial is a reputable firm that rates all of the banks and Credit Unions in the United States. Your deposits are insured to $250,000 by the National Credit Union Administration (NCUA), a federal governmental agency. Unlike a bank, we’re community focused in everything we do. We’re also non-profit and that means you get better interest rates, lower fees and reduced cost products and services. Our rates beat the national averages and we actually have money to lend.