LTC is a metric that helps lenders understand the amount of risk they will be taking on when lending to a borrower. This is accomplished

CLTV allows lenders to analyze a loan based on all of the borrower’s liabilities and debt obligations against a specific property—not just the first, or

Yield maintenance is used by lenders to recoup the interest income they lose when a borrower pays off a loan early. This guarantees the lender

The debt service coverage ratio is a financial ratio that can be used to measure a company’s ability to repay its debts. The ratio is

GRM is a simple way to estimate the value of an income-producing property, because it measures the number of years required for a property to

Debt yield lets commercial real estate lenders determine the risk posed by a loan based on how quickly it could recoup its losses in case

A prepayment penalty is a fee when a mortgage loan is paid off sooner than expected. A company faces a high level of risk when

SREO stands for a schedule of real estate owned. While it isn’t a conventional schedule in terms of time and plan, it does present a

The FICO score was created by Fair Isaac Corporation (FICO) to provide an industry standard for credit scores. The FICO score is a summary of